Attention homeowners in Lacey and Thurston County: Need an appraisal?

The top reasons WA homeowners use The Warner Group:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a WA property tax assessment
  3. Remove PMI to reduce their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in WA

Own a home in or near Lacey, WA and need help determining the value of it?
Contact The Warner Group.

We at The Warner Group understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at The Warner Group, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. The Warner Group is seasoned in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from The Warner Group is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. The Warner Group can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for preciseness? The Warner Group offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? The Warner Group can help you with that. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.